I went with Jonathan Da Cruz for the purchase of my first apartment, and the experience was outstanding from start to finish.
I had received other rates from a different broker at another firm. Jonathan compared the rates, and not only beat the original rate I was given, but took the time to explain all of the extra terms and features to me. Had I signed with the other broker, I would not have been aware of the high penalties that I would have been subjected to if I broke my mortgage early, or the other numerous restrictions that came along with that lender.
Jonathan made every part of the transaction seamless, from getting back to me on time, to being available during hours that worked for me- even on weekends.
I would highly recommend Jonathan to anyone that is looking for a positive, professional and stress-free experience while purchasing their home.
Thank you jonathan for all your hard work and patience. You went above and beyond of what I expected. Your knowledge and professionalism will take you far in your carrer. I would recommend his services to anyone I know.
thanks again john.
As a young guy growing up looking to own my first home, I was a little worried of all the stress that comes with it. I met Jonathan Da Cruz and I was blown away with his knowledge and Professionalism throughout the process. He was very patient and he explained everything I need to know when owing my own home. I would recommend him any day to anybody. Thank you for everything and it was a pleasure working with you.
We would like to take this opportunity to thank and recommend Jonathan Da Cruz for his efforts on our behalf with our recent mortgage approval.
Since this was a first time application there was a lot of extra items that needed to be discussed and addressed.
Jon was extremely helpful and thoughtful throughout the process, and kept us completely informed and updated on any and all facets of the application.
He recommended various courses of action and offered honest and timely advice as to how to proceed.
It is plainly evident that Jon is very interested in providing the very best customer service while at the same time maintaining a completely professional outlook.
We want to thank Jon for all his hard work and the extra effort he took with our account.
It really is a pleasure to see such thoroughness and dedication to his clients.
We would highly recommend Jon to anyone who is considering his services.
Ross Currie and Candice Currie
Jonathan's professionalism, attention to detail and organizational skills made the whole process enjoyable, smooth and care-free. He's very trustworthy, cordial and efficient. I would highly recommend his professional services to any of my friends or family.
Jon has been such a revealing experience throughout this process. We had been looking for the perfect home for such a long time. It took us almost several months to find the place for us. Jonathan was always just a phone call away and would let us know anything we needed to know at any given moment. He served as a calming nature in the stressful times. Not only did we get the most competitive mortgage rate available to us but he walked us through all the steps along the way. We have now found our dream home and couldn't be more happy and I am pleased to say if it wasn't for the last minute phone call to Jon to check on monthly payments based on a bidding price we were thinking of for our home, we would not have landed our dream home that we had been searching for, for so long. I cant thank Jon enough for all the moral support and knowledgeable information. He has even continued to send us information on rates and helpful saving tips afterwards. I couldn't be more pleased to have such an amazing mortgage broker, he is unlike anything I would have expected. Thank you for being so much more than a mortgage broker and helping us every step of the way through out the biggest decision of our lives!!! MDCB!
Working with Jon as our mortgage broker for our first home purchase was an absolute pleasure and an excellent experience! Right from the start he was very professional, always looking out for our best interests, and offered us honest advice. He was extremely informative, well versed in the mortgage and real estate industry, and efficiently answered all our questions as they arose. He was always available whenever we called him, and his timely follow-up was much appreciated. Jon was able to get us the best possible rate and terms on our mortgage, and really went above and beyond our expectations. He continues to check up on things with our mortgage and makes sure we are still satisfied, even though our purchase was completed 2 months ago! We felt like Jon was someone we were easily able to trust and get along with, and that made the whole process really easy and stress-free! I would highly recommend Jonathan Da Cruz to any one our friends or colleagues looking for mortgage advice for their next home!
Jon has been a pleasure to work with when we re-financed our Mortgage. He was by far more knowledgeable and helpful then the Mortgage specialist we had tried to deal with at the Bank. He ended up getting us a much better rate and I will definitely recommend Jon to anyone needing to get a Mortgage.
Couldn't be happier with Jons advice and service. Even my lawyer couldn't stop talking about the amazing rate he got me and how he never sees ANYBODY with a rate that low!!!
Jon was a total delight to work with. He is professional, gives you advice beyond of what one would expect of a mortgage broker and above all was always available. His explanations were detailed, step by step, and this greatly assisted my decision-making process. I have dealt with a couple of mortgage brokers in the past, but this was by far the best experience of it all. He also clinched the best rate and payment terms that made sense on an investment property. I am an entirely satisfied client and I will not hesitate to endorse Jon to anyone who is looking for a good, professional, reliable mortgage broker in one of the biggest investment you are likely to make.
Thank you Jon for helping my husband and I in our recent home purchase. Jon was very knowledgeable and easy to work with, he made the process smooth and stress free. I would highly recommend him to anyone ready to purchase a home. Thanks Jon
Jonathan was a pleasure to work with. He went above and beyond to make himself available at all times to answer any questions we had. He had an incredible knowledge of the mortgage business and made things more than easy to understand for someone not in the business. To top it off, Jonathan was able to get us the best rate of anyone we have talked to! I would highly recommend Jonathan's services to anyone entering into the world of owning a home.
Jonathan Da Cruz is a true professional. He recently helped my Wife and I with our first renewal and guided us throughout the whole entire process. He reached out to us to make sure we were on the right track in gathering all of the necessary information. He definitely went above and beyond my expectations and we will without a doubt be using his services again in future! Thank you Jon for all your help it is most appreciated especially when you reached out to us to answer our questions while you were out of town. Best of luck to you and Thank You!
Jonathan was a pleasure to work with. Being from a different country, I was unfamiliar with a lot of the mortgage terms and conditions. Jonathan patiently explained everything and cleared up any questions I had. He was able to find us a mortgage that best met our needs, while still showing us all the other options. He is very transparent, personable and incredibly professional. We highly recommend him to anyone interested in buying a home.
Jonathan recently helped my fiancee and I purchase our first home. He is incredibly professional and polite to deal with and was available at anytime we needed. He helped us look at every single option (my fiancee had a MILLION questions) but Jonathan did whatever he could to ensure that we got the best rate for our home. He spent a lot of time explaining all the details and laid out all the paperwork in an easy to understand way. I highly recommend him, and we will definitely use his service again!
Jon is extremely easy to work with and very organized with all the paperwork that was required. He also took all my calls (including a few early weekend calls) and was very patient to answer all my questions. He is a great guy to have on your team!
Jon worked very hard to get me the best rate possible. He helped me every step of the way and was always available and responsive whenever I had questions or concerns. He exceeded my expectations with his excellent service and I know he will always be available to assist me if necessary. I look forward to working with him in the future.
Jonathan has been professional and very helpful. My family was relocating to Vancouver from Toronto and we need a broker to secure a mortgage for us. He research and found a good deal for us and worked with us until we were satisfied. Today, we have relocated to British Columbia in our new home and very happy. Thank you Jonathan and all the best in your business.
I would like to express my sincere thanks for arranging the financing on time despite the numerous obstacles created by the Bank. Thank you for working through your holidays and into late hours of the evening to ensure that we were able to secure the loan and at extremely good rate as well. It goes without saying if not for your herculean efforts and excellent customer service this deal would not have gone through. It would give me great pleasure to act as a reference should you ever need one.
Dan Monteiro President A&S Monteiro Holdings Ltd.