Jonathan Da Cruz - Mortgage Broker

Jonathan Da Cruz || November 30, 2020

Refinancing Your Mortgage – What You Need to Know

This year has seen a rise in the number of homeowners who are considering refinancing their mortgage. Approximately 20% of Canadian homeowners say they plan to refinance their mortgage in the next...

Jonathan Da Cruz || November 16, 2020

What Happened to the Expected House Price Crash?

According to many forecasts from earlier this year, Canadian home prices should have fallen anywhere from 5% to 20% from pre-pandemic levels by now. On the contrary, average prices are up...

Jonathan Da Cruz || October 27, 2020

Fixed or Variable in These Unusual Times?

Fixed or variable—it’s the classic rate decision many mortgage shoppers are faced with. And it’s only been made more complicated since the start of the pandemic. Towards the latter half of 2019,...

Jonathan Da Cruz || October 15, 2020

Home Appraisals – The New Normal During COVID-19

Many aspects of the homebuying process changed drastically due to the COVID-19 pandemic, but few have relied on such creative solutions as those employed for home appraisals. In the early days of...